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Our Insurance Related Advice for Colder Weather

By December 22, 2020December 12th, 2022Insurance

Peak winter weather is here! Snowy days and freezing cold nights are inconveniences that we all grapple with during this time of year, but these inconveniences can sometimes pose genuine threats to both ourselves and our belongings. How can you keep your assets safe as we continue to move through the season?

Double Check Your Policies

It’s easy for things to start going wrong for both cars and homes when the weather is consistently below freezing. As such, it’s definitely worth taking the time to ensure that all of your critical assets are fully covered. This is especially true now that we’re into the new year. Now is the perfect time to audit your insurance and make sure you have the best coverage that also fits in your budget!

Keeping the Home Warm

Staying cozy during the coldest nights isn’t the only reason we recommend keeping your home warm in the winter. It can also save you from a lot of potential insurance-related headaches. For example, keeping your home warm can significantly reduce the threat of pipes bursting over the winter. Of course, if this were to happen to you, there is a good chance that your home insurance would cover the repair costs. However, the ensuing water damage could introduce a host of issues for your home and other potentially damaged assets.

Prepare Your Car

It goes without saying that driving during the winter can be a very daunting task. Maximize your chances of making it to your destination by topping off your supply of antifreeze, windshield wiper fluid, gas, oil and other fluids if you know a wintery storm is approaching. Additionally, if the tread is running low on your tires, be sure to replace and align them as soon as you reasonably can. Trying to get by in the winter on worn tires is difficult at best and can lead to deadly accidents.

Choose Insurance Coverage that Works for You at Freedom Insurance

We offer comprehensive, customized coverage from numerous major insurance carriers and make it easier than ever to find affordable policies that are precisely what you need. We have been serving clients throughout the greater Howard County and Carroll County areas since 1979, and we look forward to helping you and your family thrive. Get in touch today by calling (410) 795-2000 or requesting a free quote.